Gone are the days when children went to school, came home, made a peanut butter sandwich and went to play with the neighbourhood kids! Children are naturally high-energy beings and very little thought is given to the extreme pressures and overloading of activities that our children face in the world that we find ourselves living in today! As adults, we are familiar with the challenges of physical and emotional burn-out, but we do not consider that children are prone to burn out as well. In fact, burn out in children, if left unchecked, can lead to depression, complete apathy and a myriad of health issues. Many children are being subjected to competitive and pressured activities all day, every day and at a pace that most adults would find challenging to keep up! Academic expectations, sports (school and clubs), cultural and religious studies, extra lessons, music, art, drama, dance…. the list goes on and on… when packed, back-to-back into the daily schedule of children can lead to overloaded children becoming exhausted and this may lead to burn out! Parents who notice that their children are showing a combination of the following signs may want to consider that their children may be heading towards burn out-or worse-have already burned out! • A loss of motivation or desire for activities that they once enjoyed or looked forward to. • Anxiety, fearfulness and panic attacks • Fatigue and tearfulness, withdrawn, uncharacteristic tantrums • Feelings of dejection, making excuses or simply refusing to attend activities that they may have enjoyed before • Physical illnesses, loss of appetite, nail biting • Falling behind in academics or other activities Burn out is not something to be taken lightly. Consider the following helpful tips when dealing with burn out in children: 1. Choose to be a mindful parent. Watch, communicate, listen-with-understanding, acknowledge that something needs to change and act to help and support your child! 2. Honestly assess . . .
It is almost July and somewhere along the line, you could not stick to your financial resolutions as pledged. You had great expectations in January BUT are experiencing an entirely different story at this stage. Sound familiar? Life happens – no doubt about it. And, it is therefore best not to ponder over these past few months. Rather ‘restock’ and take ‘financial action’ the rest of the year. Matthys Potgieter, debt expert at DebtSafe, says: “Just because your financials feel unrepairable, does not mean that it is”. Potgieter says his #FIXIT financial plan (of six months) can help you improve and repair your fiscal situation: JULY = Get your savings going Since July is also known as ‘Savings Month’, why not implement a well-needed savings action plan for a change? Think about events like Christmas, for example. It is around the corner. Save whenever you can and either add savings to your separate holiday savings account OR go old-school by using a piggy bank. It would also be a good idea to start buying a few presents with your saved-up cash. You will definitely spot a good price for most of your gifts prior to December. AUGUST = Financial communication – the sooner the better It is always better to communicate the financial queries and concerns that you have (like retirement planning or getting out of debt), sooner rather than later. Do you have a financial guru in your midst that can assist you? What about a financial planner, your broker or – in worst debt case scenarios – a registered debt counsellor? SEPTEMBER = Budgeting and goals go hand in hand You shouldn’t let financial planning and budgeting overwhelm you. Go ‘back to the basics’ - your budget should be practical and to the point. Use what works for you like an excel sheet or a budget app on your phone, for example. And, be aware that your financial goals (short, medium and long-term) should be added to your budget. You will be able to track your achievements (like saving or paying . . .
With several available options to finance your business, figuring out which is best for you can be both daunting and confusing. Entrepreneurs typically hate asking for finance, which often means that they'll pick the "path of least resistance" rather than the correct option for their business. Frank Knight, CEO of Debtsource, unpacks different financing options and identifies what makes most sense for your business. The two most important elements at play in business finance are rate and securities. Finding the correct balance for the business is finding the right mix between what interest rate you’re prepared to pay, versus the level of securities you’re prepared to sacrifice. Overdraft The most cost-effective finance method in most scenarios for a small and medium sized business is an overdraft facility. The reasoning here is that the interest rates on these facilities are typically quite low, and interest is calculated on the daily utilised balance, which brings down the overall monthly rand interest cost. However, the problem with overdraft facilities is that banks will require smaller and especially new businesses to provide full securities for such a facility. Typically they will ask for a cession of debtors and personal sureties from the directors, even when only assigning an overdraft limit of as little as 20% of the value of the debtors. And this is significant: in a world where the biggest asset on the balance sheet is usually the debtors (accounts receivable), a loan facility of only 20% against this asset leaves a business with very little other room to obtain additional cash flow funding. Factoring At the other end of the scale is a factoring facility, in which a business will “sell” its entire debtors book to a bank or factoring company, for which it will receive 75% to 80% against the value of the debtors. The debtors (together with other securities) serve as the security for this transaction as well, but financiers will usually exclude . . .
The Magic is in the Bubbly! Love, romance, milestones, anniversaries, great achievements, deals signed and sealed - all have one thing in common – it calls for bubbly! The effervescent bubbles magically create a joyful feeling of celebration and special moments. There is always an occasion for champagne or a delicious cocktail! Even if it’s simply to reward yourself after a long day or to indulge your craving for your favourite bottle of Champagne in a gorgeous venue designed for magic, Muse Champagne Room is the answer! The Fairlawns Boutique Hotel and Spa has taken this bubbly delight to the next level with their brand new MUSE Champagne Room, in collaboration with French Champagne House, Perrier-Jouët. The Champagne Room and adjoining Courtyard is a sumptuous mix of elegance and contemporary chic, using nature as the source of inspiration. The adjoining Courtyard is the perfect place for late afternoon sundowners and offers an eclectic range of designer cocktails, as well as a signature Casse-Croûte menu. Enjoy this unique space that goes beyond the sumptuous sipping of champagne and draws you into an atmosphere that contributes to a fabulous event or a decadent do! The MUSE Champagne Room is where Joburg’s hottest movers and shakers are sharing their bubbles! For the perfect date, anniversary, special occasion or friend’s night out, dress up and experience five-star boutique living in style. “Only the unimaginative can fail to find a reason for drinking champagne.” – Oscar Wilde, Irish playwright and novelist. Fairlawns Boutique Hotel & Spa, an award-winning five-star boutique hotel, is conveniently situated in the Sandton suburb of Morningside Manor, Sandton. With close attention to detail and exceptional service, Fairlawns Boutique Hotel & Spa creates an intimate atmosphere where some of the globe’s most vibrant personalities converge. The chic, upscale suites are individually decorated in varying themes ranging from Eastern . . .
We are excited to announce that, partnering with Hellmann Worldwide, we will be now offering fixed-rate shipping program for USA, Australia and South Africa Interested Entrants from these countries can now leverage our flat shipping offer. Cost for this service is only £50 per entry. Our price includes all charges from the arrival of our nominated depot through to delivered duty paid to the London Wine Competition. London Wine Competition (LWC) is an annual wine competition that recognizes, rates and rewards wines based on three important criteria; Quality (Drinkability), Their Value for the Money, and what they look like with their Packaging and Design. For the 2019 competition, LWC partnered with Hellmann Worldwide Logistics to save money on the shipping cost of the interested entrants who wish to enter in the 2019 Competition. Cost for this service is only £50 per entry. Our price includes all charges from the arrival of our nominated depot through to delivered duty paid to the London Wine Competition. We have allowed for 3 bottles per entry. DEADLINE FOR SAMPLES TO ARRIVE AT THE DEPOT: 20th February 2019 Send your wines the nearest depot in your country (only below countries are applicable in the program) and they will be grouped together with other entrants' before being sent to our warehouse. Our consolidated shipping service offers you lower shipping rates and will help ensure the safe arrival of your wines. Enter Your Wines **https://londonwinecompetition.com/en/users/sign-up.htm** Today in the world's most relevant wine competition. All duties and tax are included in the consolidated shipping fee. Consolidated shipment will cost £50 per entry, in addition to your entry fee. HOW TO ENTER Step 1: Please enter your wines **https://londonwinecompetition.com/en/users/sign-up.htm** online first. Step 2: Please advise Monika at email@example.com that you have entered your wines online and that you wish to send samples . . .
uShaka Marine World, Africa's largest marine theme park and an integral part of the city's overall tourism offering, was recently announced as the winner of KZN's Top Brand 2018 at the Standard Bank Top Business Awards. The announcement made recently at a Gala Dinner hosted at the Elangeni Hotel is testament to the fact that uShaka Marine World is not only an engine for growth and redevelopment within the city’s Point Waterfront precinct but also an economic success in its own right. CEO for uShaka Marine World, Mrs Stella Khumalo, said that being chosen above respected consumer brands such as Defy, MCS, Gagasi FM, The Sharks, Blue Security, BB Bakeries, Hilton Durban, Coastlands Hotel, KZN Oils, aQuellé , FMI, DRG Outsourcing, Boxer Superstores, Edison Power, 1st Call Group as well as East Coast Radio was a significant honour. uShaka was created over 14 years ago to kick start urban regeneration and boost for development in an area of Durban’s beachfront that was previously ignored. As a result, it has enabled the creation and growth of related hospitality businesses and contributed towards the overall growth of tourism in the city and the province as a whole. Khumalo said that uShaka prided itself in offering a combination of entertainment and outdoor leisure activities that are suitable for all ages and are aimed at both the international and domestic tourism markets. Attractions include water slides at Wet 'n Wild, sea animal interactions as uShaka Sea Animal Encounter Island, dolphin and seal shows, the Dangerous Creatures exhibit, the Chimp & Zee Rope Adventure Park, as well as an attraction for children aged 2 to 12 years at uShaka Kids World. The Theme Park also boosts the seventh largest aquarium in the world with 22 million litre tanks housing more than 300 species of marine life and 10000 sea creatures. uShaka Marine World’s beach mall - The Village Walk retail centre boasts an array of restaurants, fast food outlets as well as retail . . .
After teaching a course entitled “Lady Samurai in Medieval Japan”, Dr Tomoko Kitagawa was dubbed the Lady Samurai by her students. This title has stuck as she has pursued her two greatest passions: history and mathematics. Her incredible journey has seen her become a role model for young women in Japan and throughout the world. Born and raised in the small city of Omuta in Japan, Kitagawa decided to study overseas once she had completed her high school. After graduating with a Bachelor of Science degree from the University of Columbia in Canada in 2003, she enrolled to study history at the same university and graduated with a master’s degree in Asian studies in 2006. “I then enrolled at Princeton University in the United States to pursue a doctoral degree in East Asian Studies. I completed my course work in my first year of study and then went to Japan to conduct field work and research at the Historiographical Institute at the University of Tokyo,” says Kitagawa. During her time in Japan, Kitagawa worked for the Ministry of Foreign Affairs for eight months and her interest in diplomacy and specifically the role of women in diplomacy (and history) was sparked. “I also spent three months in New York working for the Mission of Japan to the United Nations before I began teaching at Harvard University in 2009,” she adds. At Harvard, Kitagawa taught Japanese history in her first year, the history of mathematics in her second year and both subjects in her third year. “It was during this time that I decided to offer a course entitled “Lady Samurai in Medieval Japan”, which explored Japanese women’s history – their lives, choices, art and writing. Kitagawa points out that male Japanese warriors were not the only ones considered worthy of the samurai title. She references two late 16th/early 17th century women who could be called the Lady Samurai through acts of tremendous bravery and diplomacy by using the written word to avert war and promote . . .
Exactly one week from today marks the official launch of the new Himalayan Salt cookbook, 'Himalayan Salt Cooking' by Salty Sistas, taking place at the luxurious President Hotel in Cape Town with foodie and lifestyle media invited to a delicious evening affair of salt block and fine wine dining with Pierre Jourdan, Haute Cabrière and S. Pellegrino. Salt has been part of human history for thousands of years, believed to be used as currency for some time in certain parts of the world and even in religious ceremonies in ancient Egypt. Naturally, over time, salt has become a key ingredient in the human diet and today the most common salt we find on store shelves is table salt – a refined and bleached salt produced from evaporated seawater, which is becoming increasingly polluted. Himalayan crystal salt on the other hand is thought to be the purest form of salt found on the planet as it does not undergo a refinement process and has been protected from modern day pollution for millennia, preserved by volcanic lava and ice… salt “in its whole food form”, so to speak. Salty Sistas 'Himalayan Salt Cooking' author and SaltPur Cape Town owner, Liezel Maree, says: “The health benefits of using Himalayan crystal salt are many. It contains the same 84 trace minerals and elements that are found in the human body and because it is less refined, and fragments are larger, you are actually consuming less sodium per serving than regular table salt. In addition, it supports heart health, promotes a stable pH balance within the body, strengthens bones, improves circulation, lowers blood pressure and actually helps the body absorb nutrients. Himalayan crystal salt is also anti-microbial – a natural disinfectant.” Besides the numerous Himalayan table and crystal salt products used in the kitchen you will find that the less common salt slab/ salt block delivers a better taste and more mineral content. And there are numerous ways to cook with a salt block that are both . . .
Channel VAS Group, the global premium fintech and data analytics company, has been granted exclusive Patents and Intellectual Property rights for its pioneer Airtime Credit and Data Credit products and services. Channel VAS products are live through Mobile Operators in 34 countries. Airtime Credit and Data Credit Services allow out-of-credit mobile network subscribers to obtain extra credit for call time and data usage in advance, providing Mobile Network Operators with a risk-free virtual airtime distribution channel. “Securing our rights on the proprietary technologies that we have first brought to the market is a necessary part of business for a company like Channel VAS, that spearheads the digital and fintech evolution,” stated Mr. Bassim Haidar, the company’s founder and Group CEO, whilst speaking at a recent forum. “By updating and expanding the patents on our Airtime and Data Credit Services in the 34 countries we operate in, we are making sure we protect our technology innovations and our partners against any infringements or unauthorized efforts from third parties to copy them”. Asked for more details about these patents, Mr. Haidar elaborated. “These patents are not new. They have been owned by Channel VAS and subsidiary company Nairtime for years, as part of our worldwide operations, and their validity has been ratified by competent courts.” “However, given the ever-evolving nature of our business and the technological advancements we are leading, we deemed it necessary to secure these new features of our platform by expanding our Patent Portfolio to legally protect our Intellectual Property against any efforts by third parties to copy it. Furthermore, we owe it to our business partners to ensure safety and stability in our business relationship, and most of all we owe it to the over 600 million people globally that are using our services and entrust us with the protection of their data privacy”, Mr. Haidar added. Channel VAS has been . . .
The University of Johannesburg men's team will not make the mistake of looking too far ahead when they defend their title in the University Sport South Africa hockey tournament next month. Following the Varsity Hockey competition earlier this year, the country's top student players will now gather in Bloemfontein from July 2 to 6 for the USSA event. UJ won the tournament in thrilling style last year, but a younger team received some hard lessons in Varsity Hockey in May. They will be strengthened by a number of senior players who were unavailable earlier, but UJ Hockey manager Elize le Roux said their focus would be on each match as it happened. "Going into the tournament our sole aim initially will be working towards a top-four placement," she said. "We do feel we have a team capable of making the semifinals because the men will have three senior players back in the mix. "This will add experience and calmness on the field, the sorts of qualities you need to progress in this competition. After the pool fixtures, we will reset our focus." She added that the Varsity Hockey experience had been a learning curve for the young team. "With the seniors back, hopefully our decision-making and ability to create opportunities and to finish them will be areas for improvement. "The USSA tournament is intense in its own right. There are no bonus points to fall back on at USSA and you have to put three points in the bag from day one." Le Roux added that the women's team, who were runners-up last year, would have many players taking part in the USSA week for the first time. "We believe in our processes and feel that a top-four spot is realistic to focus on initially. We will be taking it game by game in our pool matches from Monday to Wednesday and only then worry about the play-offs." While there was a mix of experience and youth, she said teamwork would play a fundamental role in their approach. "The unity of the players will be the key for . . .