Most people work hard for their money, putting it to work so that they can secure a decent future for themselves. But now the Financial Services Board (FSB) is warning South Africans that they should be particularly careful when investing in funeral policies. There are irregularities within the industry. Unfortunately when these irregularities are brought to the attention of policyholders, it is already too late and their money is never refunded. At the moment the only way to stamp out funeral policy corruption and the host of illegal practices involved with it, to adopt a ‘prevention is better than cure’ attitude. In South Africa, there are several companies under investigation, but there are likely to be others who are providing fraudulent funeral cover. Some of these, among others, are Phela Ke Phele in the North West province, Zarra Funeral Home in Limpopo, Lisakhanya Prepaid Funeral in the Eastern Cape, Noah Funerals in the Eastern Cape, Blue Rain Funeral Services in Limpopo and Olitsoe Funeral Services in Gauteng. Make Doubly Sure the Funeral Company is Registered The secret to avoiding falling for these kinds of scamsters hook, line and sinker, according to Jacky Huma of Micro Insurance Supervision department is to ask for an FSP registration certificate from the provider. This Financial Services Provider certificate should be current and valid too. Where there is any uncertainty, you can call the FSB on 012 428 8000 or 0800 20 20 87 for assistance or visit their website. You want to make absolutely sure that the company is indeed registered so that they can provide the particular services you want. Don’t make the mistake of buying funeral cover from someone who appears to be registered to sell only retirement products but they end up selling you funeral products. Get every Query Answered When you’re investing your hard-earned money, you have every right to ask as many questions as you want. Licensed providers have an . . .
MARCH 2017 - A SUSTAINABLE BENGUELA Current ecosystem is the lifeblood of the ‘Ocean Economy’ on South Africa’s West Coast – supporting fisheries, tourism and recreation, and thousands of jobs. Like any living system it needs regular health check-ups, and the best way to do this will be examined in Cape Town this week (22 and 23 March, 2017). Scientists, government officials, business and civil society representatives will consider linkages between the diverse “ecosystem services” provided by the ocean and coastal environment, and how best to measure and monitor both their economic value and environmental health. The workshop forms part of a project by the Benguela Current Convention (BCC) to strengthen the ability of member states – Namibia, Angola and South Africa – to monitor the health of the Benguela Current ecosystem in their own countries, as well as implementing an integrated approach to sustainable ecosystem management across national boundaries. The workshop will also aim to identify gaps in current monitoring activities and data, capacity and resource needs, and how to resolve potential conflicting uses in future. “This is vital to maintaining the sustainability of the economic and social benefits to the people who rely on the ecosystem. For South Africa, this is particularly important, given the focus on developing the maritime economy through Operation Phakisa, which has earmarked a number of diverse projects for the West Coast,” project leader Dr Samantha Petersen said. The productive waters of the Benguela Current support the largest portion of South Africa’s commercial fisheries, with increasing activity in small-scale fishing and aquaculture. The West Coast is also a hub of off-shore oil and gas exploration, a focus area for redevelopment of small harbours and coastal tourism, and home to the Saldanha Bay Industrial Development Zone. It also has a number of significant conservation areas, provides shelter for migratory bird . . .
2017 sees Business and Arts South Africa (NPC) celebrate twenty years of arts business partnerships, with an invigorated focus on growth, research, connectivity and celebration that confirms the organisation’s standing as a leader on the African continent. Conceived in 1997 as a partnership between several South African corporates and the now Department of Arts and Culture (DAC), BASA has evolved over the past two decades to include a wide spread of different stakeholders including 126 business members, the creative sector, organisations within the Southern African region, and a growing slate of project-specific partners. “This is a year of celebration and we’re thrilled to be able to acknowledge those organisations and individuals who have played an integral part in our evolving and changing organisation,” comments BASA CEO, Michelle Constant. “Our vision has always been to elevate the importance of the arts in society, and we are fully focused on that as we prepare for the journey forward.” One of the elements of the year-long celebration is the 20th Annual BASA Awards, in partnership with Hollard. “Our annual awards are always a highlight on the arts calendar – providing a reason to celebrate excellence in business and arts partnerships over the preceding year,” says Andre Le Roux, newly-elected BASA chairman. “This year, however, we will also use the occasion to celebrate all those who have contributed to the growth and success of BASA over the past two decades – our dedicated board members, our founding CEO, Nicola Danby, and Chair Mary Slack, and the pioneering businesses and art organisations that were there from the very beginning. The awards this year will also reveal insights into our strategy for the next five years and so provide a glimpse into BASA’s future.” Celebrating and acknowledging the support of the Department of Arts and Culture will form an important element of a landmark year, which will see BASA focus on four key areas - . . .
Absa is currently running its annual #ConquerAsOne campaign, recognizing outstanding moments of perseverance at the 2017 Absa Cape Epic and have already selected 3 winning moments since the start of the 2017 race. You can follow the rest of the journey as the race unfolds and can connect via social media using #ConquerAsOne Prologue - Freddy Meyer and Neil Fourie What started off as a smooth ride through the 26km of the Absa Cape Epic Prologue, soon took a turn for the worse when Absa Pride riders, Freddy Meyer and Neil Fourie started to experience technical difficulties during the Hoogekraal climb. "Neil's freehub broke, so we had to take turns to push and run up the mountain. We did that for quite some time, until we got about 6km from the finish," Freddy explained. To make matters worse, Neil is taller than Freddy, so each time they swapped bikes in order to let the person who was running, ride again, the seat had to be adjusted. "We were very worried that we were going to miss the cut-off time, but after a while, we eventually found out that cut-off time is 3 hours, which is a bit longer than we initially thought. We could finally relax and complete the last few kilometers with less stress." According to Freddy this experience has helped Neil and him truly understand what it means to Conquer As One, and as a result, they are our #ConquerAsOne moment for the 2017 Prologue. On a seperate note Absa would like to wish Joel Stransky well after his unfortunate accident today, "On behalf of the entire Absa team, we also want to wish Joel a speedy recovery after his unfortunate fall during the Prologue today," added David Wingfield, Absa's Head of Marketing. Stage 1 - Sabine Spitz and Robyn de Groot With temperatures of higher than 35 degrees pushing the riders to their limits and a total climb of 2300 metres - almost twice the height of Table Mountain – it was a tough day at the office for most of the 2017 Absa Cape Epic riders in The 101 km long . . .
With the launch of their 21st instalment this Easter, MTN Joyous Celebration sounds the call for all South Africans and people across the globe to pray for healing. In December 2016, MTN Joyous Celebration joined hands and hearts with The Potter’s House of Dallas, TX, under the leadership of Bishop T.D. Jakes for a memorable and unprecedented recording. This event has given birth to the ensembles’ 21st album, aptly themed “Heal our Land” and comes at a time when our nation and the world at large needs much healing. According to co-founder, Pastor Jabu Hlongwane, the recording and the much-anticipated album is a seed that Joyous Celebration jointly and prayerfully planted together with The Potter’s House. “May it germinate. May it reach every heart across the globe and bear fruits that will bring healing to our land,” he says. “We ask everyone to join us to pray for the healing we so desperately need.” Celebrating over two decades of great, heart-stopping gospel music that has captivated audiences across the world, the internationally acclaimed ensemble will kick off their Joyous 21 tour in Johannesburg, offering a three-night spectacle from 14 to 16 April 2017 at Carnival City Casino. “We are celebrating our 21st anniversary, and there is a lot to be excited about or this year’s tour because we are coming of age. The response we encountered in the USA during the recording and the support, prayers and well wishes from people here at home and across the globe was phenomenal. For this, we are truly humbled and believe that not only will the world receive our latest offering with enthusiasm but will also strongly relate and resonate with the “Heal our Land” message”, states co-founder, conductor and producer, Lindelani Mkhize. “We have come a long way with MTN Joyous Celebration and are proud to be associated with this award-winning ensemble as they come of age with their 21st offering to their multitudes of fans. We have no doubt that this will be the . . .
Port Elizabeth, South Africa, 22 March 2017 -- A new study (download full study) by the Nelson Mandela Metropolitan University (NMMU) Business School provides businesses who are keen to succeed in African and emerging markets with a leadership framework. By examining the leadership approaches of senior leaders and executives operating in multinational corporations in four Sub-Saharan African countries, the study found that despite their significant differences, Western and African business leadership styles can be blended to form an entirely new construct. This hybrid approach, which combines Western pragmatism and African humanism, recognises the importance of fact, logic and the nature of reality, but also promotes the recognition of human-focused and collectivist forms of leadership. While African leadership approaches have often been criticised for being poorly adaptive to increasingly complex globalised economies, empirical data in this study presents an entirely different picture – one of confident, self-assured African leaders effectively heading businesses that are part of Western multinational corporations operating in emerging markets. “The findings of this research point to the fact that senior executives and leaders have moved towards a more humanistic culture without compromising their drive for results,” Paul Poisat, Professor and researcher at the NMMU Business School said. Commenting on the leadership approaches of the senior executives and leaders, Professor Poisat described the new leadership style as a crossvergence of Western and African culture and as the African way of Western leadership practices. Crossvergence refers to an individual’s ability to merge national culture with economic ideology in a way that allows for the creation of a unique value system that is based on harmonious interactions between the two, he explained. “It requires the adoption of certain African leadership characteristics which are used together . . .
South Africa has a higher than average rate of overtime fraud owing to limited prevention and detection systems, and a workforce which has become dependent on the financial advantage it offers them. Every year another story revealing extensive overtime fraud hits the media, exposing how easy it is for employees to defraud companies. In February 2017, 283 employees were implicated in the Merafong municipality for committing fraud estimated to be valued at millions of Rands. Overtime fraud is a lot more prevalent than we want to believe. The challenge is that most companies tend to not take the case further than a rap over the knuckles - dismissing the person and making them another company’s problem. The right thing to do is charge them and ensure they get a criminal record. Alongside a clearly defined policy around overtime fraud, or theft of any kind, the threat of criminal action will go a long way towards making anyone think twice before they lie about the hours they’ve worked. It isn’t, however, the only step that must be taken towards effective prevention. Measures of prevention Employees need to realise that overtime fraud can be as little as claiming one or two extra hours a month, not just 200. A lot of people don’t see those little hours here and there as fraud. It is. And it should net them a criminal record. Organisations must educate employees on overtime hours, what constitutes fraud, and what will happen should they be caught committing it. Then, they need to invest in systems which can mitigate fraud overall. One such solution would be to implement an automated clocking-in system. It isn’t infallible, but it does allow for improved control over hours spent working versus hours put down on billing. Another option is to implement controls within payroll, making it the last line of defence. The business must put its overtime policy into play from the start and it must ensure that it is strictly adhered to. It also needs to comply with . . .
Weylandts Spaces, the interior design division of Weylandts, South Africa’s leading furniture and décor retailer, and Blok, an urban property developer, have formed a unique partnership for the launch of Blok’s Bantry Bay development, TWELVEONV. More specifically the 3-story penthouse that occupies the building’s top floors. TWELVEONV is the jewel in Cape Town-based Blok’s urban development crown. Located on Victoria Road, the ocean-inspired structure shimmers with energy. From every angle the building is exceptional, elevating the aesthetic appeal of an already beautiful neighbourhood. Unit 5A is the triple-story penthouse with unobstructed views of the mountain behind, ocean in front, and Bantry Bay in between. The apartment boasts three bedrooms, 3.5 bathrooms, an expansive 500sqm of total interior and exterior space and private pool, and every specification completed to the high standard that Blok has become known for. This breathtaking penthouse demanded exceptional finishing, and thus was born the partnership between Blok and Weylandts Spaces to furnish this amazing home. Weylandts Spaces was established to conceive and create bespoke interiors that reflect the personal vision of their clients. Chris Weylandt heads up the department himself, and he and the team not only curated iconic pieces of furniture that Weylandts is known for, but also created a range of bespoke pieces specifically for the TWELVEONV penthouse. This approach is inline with other ranges that Anna Weylandt (Chris’s daughter) is developing for the brand to harness the growing trend of downsizing from larger homes to more compact urban units. Although they may be smaller in size, the luxury and comfort that all Weylandts’ product is known for, remains. “Our aim was to carefully select pieces from our existing ranges that would appeal directly to the Blok customer, carefully considering materials, colours and textures” explains Chris. He continues “However, where there were . . .
For the second consecutive year, the Tintswalo Atlantic lodge in Hout Bay will host a special ‘Phoenix Charity Dinner’, in commemoration of the devastating Western Cape fires of 2015, which also claimed the original lodge. The event will take place on Wednesday, 3 May 2017, at 18:00 (PLEASE NOTE CHANGE OF DATE). The evening is set to commence with drinks and a spectacular dinner with live musical entertainment, followed by a fundraising auction during which guests will be able to bid on exciting auction items while contributing to a worthy cause – this year in support of Thula Thula Hout Bay. This local disaster relief organisation was founded in 2015 to address a need for centralised, community-oriented collections and distributions. Composed of a group of local residents, the non-governmental organisation proactively prepares for disaster relief in partnership with residents, retailers and businesses. Thula Thula also seeks to educate the public in order to prevent or control fires. Funds raised at the Phoenix Charity Dinner will be used to employ trainers to educate young people about the best course of action during fire threats, in an effort to help reduce fire disasters affecting local homes. Lisa Goosen, CEO of Tintswalo Atlantic says Tintswalo holds this cause very close to its heart, and would like to contribute to a group that is helping those suffering a similar, and often worse, loss to the one experienced by the lodge. Tickets are available at R1,200 per person, and tables of 10 will receive a special rate of R10,000 per table. To make a night of it, dinner guests are also encouraged to book one of the hotel’s luxury Suites at R10,780 per couple, which includes the charity dinner, as well as breakfast the following morning. The Phoenix Charity Dinner will be co-hosted by event sponsors, Little Black Book, Julie Killias Events, and Shakierah Abrahams. For further information and to book tickets and overnight stays, please call: Tel 021 . . .
By Riversideweg, Nuweland, a rare Pieter Wenning painting of a riverine landscape in Newlands, near Kirstenbosch, not only has an extensive exhibition history, but also a captivating history of ownership according to Emma Bedford, Director and Senior Art Specialist at Aspire Art Auctions. Estimated at R350 000 – 450 000, this gem will be offered at Aspire’s upcoming Inaugural Cape Auction to be held at the Avenue, V & A Waterfront, on 27 March 2017. With a sole focus on fine art and extensive experience in the South African art market, the experts at Aspire place great emphasis on carefully researching each work offered on auction, unearthing the sometimes hidden histories surrounding the piece. Dr WMR Malherbe purchased the work directly from the artist, and his descendants have cherished the work ever since. In many respects a pioneer, Malherbe was born in 1875 into the ZAR of President Paul Kruger where his father was State Treasurer. The young Mortie Malherbe was one of the ‘Transvaalsche jongens’ chosen by Kruger to be educated in the Netherlands, first in Deventer and then in Leiden, where he completed his school and university education between 1887 and 1907. It is here that he would have been introduced to the plein air painting of the Hague School as well as Impressionism and the beginnings of abstraction. As a young lawyer, he returned to fight in the South African War (1899-1902) alongside Dietlof van Warmelo, later his brother-in-law. Anton van Wouw later included Van Warmelo’s portrait as a soldier in the Voortrekker Monument. It was one of Van Warmelo’s sisters, Johanna Brandt, who became the infamous Kappie Kommando spy while his other sister married an English officer, Cloete of Alphen, Constantia. Mortie’s sister, Christina van Warmelo-Malherbe helped establish the first hospital in Muckleneuk while his brother, Kenny Malherbe, an attorney, married Mabel Malherbe, who was to become editor of Die Boerevrou, mayor of Pretoria and a . . .