Mobile Money Africa will gather more than 400 industry experts Customer adoption is the single biggest inhibitor of the widespread growth of mobile financial services, especially in rural communities, and will be discussed in depth during an expert panel discussion at the sixth annual Mobile Money & Digital Payments Africa which is taking place in Johannesburg from 21-22 May. Lack of adoption complex issue “There are multifaceted reasons behind customers’ unwillingness to adopt a new service” says Emma Pearce, programme director of the event. She adds: “the lack of customer adoption is a complex issue. In my opinion, the lack of financial education and product design are two of the biggest barriers to adoption in Africa, though by no means are they the only ones.” She says the most successful strategies by companies to overcome some of these challenges were “schemes that really evolved to meet the needs of their customers through conducting qualitative research with end-users and spending time in communities teaching people not only how to use the product but also its security features and benefits. This is what keeps users on the platform; it makes sense to them.” Consumers must be educated Nnamdi Oranye, a partner in Indian Atlantic and speaker at Mobile Money & Digital Payments Africa, agrees that the single biggest factor that will drive mobile payments to critical mass is education. He explains: “the more consumers are educated about the benefits, security and ease of use of mobile payments, the more consumers would become comfortable with it. I think there has to be a focus on educating consumers on mobile payments.” “Making mobile payment infrastructure available to consumers is not enough” says Sadiq Malik, Principal Consultant, Broadband Gurus Network, and panel discussion moderator at the event. He adds: “to attract more frequent and valuable customers in the long run and obtain valuable information about their location and . . .
EAI Cycling's Johann Rabie and Gawie Combrinck tightened their grip on the Old Mutual joBerg2c as they took a third stage win and extended their overall lead in the nine-day mountain bike race on Wednesday. Rabie and Combrinck rode away on the 91km sixth stage - from Kamberg in the KwaZulu-Natal Midlands to Hazeldene farm near Underberg - to finish in 3:22:13 on a course that featured over 2 300m of climbing. Stage five winners Waylon Woolcock and Darren Lill of Cannondale-Blend, who had initiated the first big move of the day, chased hard to the line but did not have the legs to reel the leaders in. They finished second in 3:24:02, with Hanco Kachelhoffer and Chris Wolhuter of Karan Beef trailing them home in 3:37:54. Rabie and Combrinck, who have a combined time of 23:55:55, now take a convincing five minute and 37 second overall lead into the seventh stage. Woolcock and Lill, who have an aggregate time of 24:01:32, retain their runner-up spot in the general classification, while Wolhuter and Kachelhoffer step up to the overall podium in 24:49:48. A disappointed Lill said he and Woolcock had decided to put the leaders under pressure on the first big climb of the day, Snow Top Mountain, at around the 38km mark. At 1 848m, it is also the highest point in the 880km stage race. When the large lead group hit the climb, Cannondale-Blend went on the attack, with only EAI Cycling able to follow. "We probably rode 20 seconds into Johann and Gawie going over the top," said Lill. "They caught us again on the descent towards the valley floor, which I wasn't too concerned about. We were hoping to put them into difficulty again on the next climb up Death Valley." Instead, with Woolcock struggling on the ascent, it was Cannondale-Blend who found themselves in trouble en route to waterpoint two at 60km. Rabie and Combrinck then put the hammer down and rode away, gradually extending their lead over the remaining kilometres. Lill said closing . . .
With less than two weeks to go until the Nedbank Sani2C, Super Group is revving up to be the logistics company that makes things happen behind the scenes at the world’s biggest full-service mountain bike stage race. The Nedbank Sani2C takes place from 13 – 17 May 2014 and this year marks a special occasion as the race celebrates its tenth anniversary with the very first event taking place back in 2005. It has grown from a few hundred cyclists to now one of the most popular events on the cycling calendar with over 4 500 riders participating in the tenth edition of the race. The three day stage race takes riders on a 271km mountain bike journey from Underberg to Scottburgh celebrating a decade of endurance racing, specialised logistics and committed sponsor support. One of these committed sponsors is Super Group, South Africa’s leading logistics and supply chain mobility company, and the official logistics partner to the Nedbank Sani2C. Using its extensive logistics expertise and resources, Super Group is responsible for ‘moving’ the entire Nedbank Sani2C from stage to stage, transporting all the riders’ equipment in its distinctive red trucks and taking care of the complicated event logistics. “Super Group congratulates Glen Haw and his team on this historic milestone of the tenth edition of the Sani2C,” said Jeff van Driel, Chief Business Development & Marketing Officer at Super Group. “This is one of the most iconic mountain bike races in South Africa, if not the world, and we are proud to be associated with such a professional, well-run event. Our customers enjoy taking part in this event and it is also a unique race in that it gives back to the community, promotes job creation and is therefore closely aligned to our corporate Social Responsibility objectives.” Managing an event of this magnitude would not be possible without wheels on the road and this is where Super Rent, the Group’s vehicle leasing division, comes to the fore. Over six . . .
Zimbabwe's Rutendo Nyahora has her sights set on defending her title in the Port Elizabeth leg of the SPAR Women's Challenge at Pollok Beach on Saturday. "It won't be easy as I am often my own worst enemy," said Nyahora. "Once you have won a race, you place pressure on yourself to do again. "All eyes are on you to succeed again, so this year's race will not only be a physical challenge, but a psychological one too." The 25-year-old Nedbank Running Club athlete admitted that the pressure got to her when she failed to defend her title at the Cape Town leg earlier this month. She placed fourth in 33 minutes 30 seconds. "I lost focus and didn't know how fast my competitors were going to be. Last year, I just ran the race without any pressure." She said she had been training very hard and had made it her goal to win the PE race - and improve on last year's time of 33:09. "This race suits me as there are no major up or downhills. It is also very well organised, the people are friendly and the support along the course motivates you." Although Nyahora was born and raised in Zimbabwe, she spends most of her time in Pretoria to focus on her running career. "I decided to run in South Africa because there are not many organised races in my home country and it is difficult to get noticed if you have talent. "Over here you have a lot of scope to prove you have what it takes." Nyahora, who has been running competitively since 2004, said she currently focused on 10 and 21km races, but her dream was to compete in the marathon at the Rio Olympics in 2016. Because of her nationality, she does not qualify for the overall prizes in the six-leg Grand Prix series that forms part of the SPAR Women's Challenge events. According to SPAR Eastern Cape marketing manager Abri Swart, around 10 000 entries had already been processed by Wednesday morning and he expected a field of around 14 000 to line up on race day. He said that although photographs would be . . .
A reader has asked the Property Poser expert for a comparison between property ownership where the provisions of the legislation relating to sectional titles are applicable and where those of a homeowners' association (HOA) apply. Sean Radue of Radue Attorneys in Port Elizabeth says an HOA is typically found in so-called cluster housing. "This is when a development is done on a piece of land with a shared, privately owned open space for amenities. Each owner obtains a separate title deed for his or her piece of land and there is a joint right of use of the infrastructure and common facilities." Radue says the ownership of such facilities vests in the HOA. "Often, the HOA is operated in the form of a non-profit company and an elected executive committee is responsible for its day-to-day running." He says the general meeting of owners elects the members to that committee and makes decisions by means of resolutions taken at general meetings. "The association's constitution sets out the guidelines for the management, operation and maintenance of the common property. This usually includes landscaping, recreation facilities, private streets and driveways, outdoor lighting, and communal structures and fences." Radue says this constitution will also set out the way in which any part thereof may be amended, usually at a special general meeting or at the annual general meeting. "The concept 'sectional title' on the other hand describes the separate ownership of units or sections within a complex or development. "When you buy into a sectional title complex, you purchase a section or sections together with an undivided share of the common property, which is known as a unit." He says a sectional title unit may refer to anything from a semi-detached house to a townhouse, flat, apartment or duet house. What is clear from both forms of ownership is that there will be some form of co-management of parts of the property, typically in the form of . . .
Organisers of the FedGroup Berg & Bush mountain bike stage race have introduced an exclusive "glamping" accommodation option for this year's event, which starts near Winterton in KwaZulu-Natal in October. Race director Gary Green said riders who opted for the premium "glamour camping" package would enjoy all the perks of the newly built campsite on the banks of the Tugela River. Emseni Camp, in the shadow of Spioenkop, plays host to the three-day Descent, Great Trek and Two-Day races that make up the event. "This year, we've created a beautiful, tranquil new spot a little further away from the existing tented camp," said Green. He said building on the site had started after the 2013 event, with grass and tree planting recently completed. "It's really nice and shady now, so you'll be able to pull up a couple of chairs and relax after your ride." Instead of the standard small domed tents, Green said the new site offered around 50 large safari tents with two beds in each for a comfortable night's sleep. In addition, he said, the camp would have its own little pub as well as physiotherapy massage services and improved ablution facilities. "It's ideal for corporates who want to entertain their clients after a hard day's riding or for friends and family to socialise together." Green said the campsite would be situated approximately 500 metres from the main race village, with a shuttle service running between the two. "All riders will eat together in the main marquee tent, so you can still enjoy the vibe and atmosphere of the race village. "But when you're done, you just catch the shuttle back to the relative peace and luxury of your own private campsite." He said the glamping option would be open to participants in all three of the races that the FedGroup Berg & Bush comprised. "If you prefer a little more comfort, you no longer have to stay in a hotel or drive all the way to a B&B." Green said group and corporate . . .
Former winner Waylon Woolcock and partner Darren Lill fired a warning shot at race leaders Johann Rabie and Gawie Combrinck when they claimed a second stage victory on day five of the Old Mutual joBerg2c mountain bike race on Tuesday. Woolcock and Lill, riding in the colours of Cannondale-Blend, attacked three-quarters into the 98km stage between Winterton and Kamberg in the KwaZulu-Natal Midlands to leave their opponents in their dusty wake. They stormed into the finish at Glengarry Resort to win in 3:44:22, with EAI Cycling's Rabie and Combrinck following two minutes and 27 seconds later. Also boasting two stage wins, Rabie and Combrinck (20:33:42) saw their overall lead of more than six minutes slashed to a more containable three minutes and 48 seconds over Woolcock and Lill (20:37:30). FedGroup-Itec's Kevin Evans and Max Knox finished third in 3:48:54 and remain in the same position in the general classification (20:53:37). Woolcock, who won in 2012 alongside Neil MacDonald, said he was very pleased with his team's result after his struggle the previous day. "I felt a bit better today but I'm not where I'd like to be yet. Going into the stage, we knew that a six-minute deficit was quite a big gap for a fast race like joBerg2c." With the major climbs of the day only looming after the 50km mark, he said the elite field had stayed together most of the way. Woolcock and Lill, a former national road champion, decided to test their rivals on the climb out of Zulu Waters Game Reserve, which led up to waterpoint two at 70km. "So I set quite a steady tempo up the climb. Darren let me go for a bit and then he jumped across and from there we just drove it to the finish." He said the move had successfully splintered the lead bunch and that it had been a hard day's riding all round as they headed out of the thornveld towards the Drakensberg. It was an especially tough day for Karan Beef riders Hanco Kachelhoffer and Chris Wolhuter, who had to . . .
The recent World First Interclub Dinghy Sailing Regatta which took place from 26 to 28 April 2014 and contested on Port Elizabeth's North End Lake was won by the Algoa Bay Yacht Club. Of the 38 competitors that sailed in the three day regatta ABYC fielded 26 sailors, Redhouse Yacht Club 9 and Rhodes Sailing Club 3. The three days dished up some interesting and varied conditions ranging from 30 knots South West to 6 knot North West and a 8 knot South Easter on the kidney shaped inner city lake that witnessed it's first organised regatta in the shadow of the Nelson Mandela Bay Stadium ever. The lake is surrounded by the stadium and the suburb of Sydenham to the east, industry to the west and north and presents some ideal sailing conditions with most races taking around forty minutes to complete. The regatta headquarters were at the EP Powerboat Club who extended a most gracious hand of friendship and hospitality to the sailors, coaches and spectators for the three days of hard and tactical sailing on this 'virgin' venue. Laying of the courses were not challenging at all for Race Officer, Ronnie Baer who had come prepared with lots of chain and even more anchor rope should unexpected deep holes be encountered. Launching and retrieval were accomplished by using a temporary slipway built specifically for the regatta. Three final races were sailed on Monday in light winds that clocked from North West to Northerly. The first race of the day was shortened for all three fleets. A 20 minute wait for the breeze to shift to the North and the course was quickly and efficiently relaid so that he last two races could be sailed. The regatta favoured the lighter Laser, Sprog, Finn and Dolphin sailors with full rig who, managed to power along without much discomfort in the flat conditions. In the Junior fleet, Chad Bilsbury (ABYC) performed the best out of all sailors with 6 bullets from the 7 races - his second in the first race spoiling and almost perfect . . .
The Madibaz secured a spot in next year's lucrative Varsity Athletics series with an impressive performance at the South African Student Athletics Championships that took place in Pretoria over the weekend. Members of the NMMU team showed their mettle against the top athletes from 29 tertiary institutions to finish seventh overall - one position better than last year. The top eight teams in the championships qualify for the prestigious and widely televised series, which showcases the country's top student track and field stars in four meetings across the country each year. The Port Elizabeth-based institution hosted a meeting for the first time in March. "We are very proud of our athletes who proved that NMMU is continuing to produce some of the best athletes in South Africa," said Madibaz athletics manager Nellis Bothma. "Qualifying for the Varsity Athletics series gives them a great national platform to gain exposure and fast-track them into professional sporting careers." Pole vaulter Jeannie van Dyk was NMMU's brightest star at the champs, winning a gold medal with a career-best jump of 3.8m. Other local athletes who made their mark included Ischke Senekal whose throw of 54.13m in the discus for women earned her the silver medal and Mariano Eesou who earned bronze in the half-marathon for men in 1:03:53. Mieke Stander, who achieved a distance of 50.43m in the hammer throw for women, and Zolani Ngqaqa, who finished the 10 000m for men in 31:21:94, also won bronze medals. The Madibaz received further good news when Eesou was selected for the national team to participate in the seventh Federation of Africa University Sports (Fasu) Games in Nairobi, Kenya, in July. Van Dyk, Senekal, Stander, Magdaleen Louw (hammer throw), Charnell Welmans (pentathlon) and Ngqaqa (half-marathon) made the cut for the Confederation of Universities and Colleges of Southern Africa (Cucsa) team. Visit www.sport.nmmu.ac.za or find Madibaz4U on Facebook and . . .
TradeCorp Chemicals Trading (Pty) Ltd recently signed the Responsible Care (RC) Public Commitment in Johannesburg, thereby providing their employees and the public with evidence that the continuous improvement of safety, health and environmental performance is highly prioritised. The guiding principles of the RC initiative go beyond the manufacture of chemicals to include the safe use and handling of products along the value chain. Commitment to the RC Initiative is important to a company such as TradeCorp Chemicals Trading (Pty) Ltd, who supplies and distributes a wide variety of industrial chemicals and raw materials used in fertilisers, to clients across Southern Africa. Louise Lindeque, Responsible Care Manager of the Chemical & Allied Industries’ Association (CAIA) commented that “By adopting the RC Guiding Principles and committing to the implementation of the RC Management Practice Standards, the company can contribute to sustainable development, which not only benefits safety, health, environmental and social performance, but also contributes to the growing level of commitment to the initiative in South Africa.” “TradeCorp actively supports the principles of Responsible Care. In particular, we work to promote an open exchange of information and experience with stakeholders”, says Steve Sackett, CEO of TradeCorp Chemicals Trading (Pty) Ltd. One hundred and sixty-three companies are signatories to the RC initiative in South Africa, which shows that the initiative is more than a set of principles and declarations. Through the sharing of information and a rigorous system of checklists, performance indicators and verification procedures, it enables the industry to demonstrate its improvements over the years and to develop policies for further improvement. Responsible Care helps the chemical industry gain the trust of the public and to operate safely and sustainably, with due care for safety, health and the environment. Contact Louise Lindeque on 011 . . .