How to plan for unforeseen circumstances this festive season

With the festive season approaching, it is likely that many South Africans are busy planning how they will spend the holidays with their families. However, some people are unprepared to deal with unexpected events such as death.

“No one can predict the future, an unexpected death of a loved one during the holiday season can devastate an entire family. Therefore, preparing ahead for such events can help relieve all of the financial strain that comes with it,” says the Director of Morena Style Funeral Services Trading, Jeffrey Morena Tlhagane.

The excitement of the holiday season often overshadows the need for taking time to plan ahead for such circumstances, which is why most people fail to plan for unforeseen circumstances during the festive season. A moonstone report shows that approximately 42% of adult South Africans reported having funeral cover in 2021, down from 53% in 2019.

“Despite the fact that the holiday season can be hectic, there are a number of ways you can prepare for this important time of year to protect yourself and your loved ones should anything happen,” adds Tlhagane.

Here are a few tips on how you can plan for the death of your loved ones this festive season:

Keep your policy up-to-date:

Keeping your policy up to date will protect you and your family in case of an emergency, and you will have a smooth claim process when the time comes.

Don’t let your policy lapse this festive season:

It may seem simple to skip a payment, but it may not be the best decision. Missing a payment means that if something unexpected happens, such as the death of a loved one, your claim may not be paid, causing your family additional hardship.

Choose a funeral policy that will handle your paperwork:

After the death of a loved one, you might need to complete a lot of paperwork. Choosing a funeral policy that handles 80% of the paperwork, such as obtaining a death certificate, will relieve some of the stress. After the loss of a loved one, you will undoubtedly require space to grieve. Taking care of paperwork will not be at the top of your priority list.

Plan ahead:

There’s no doubt the holidays will look different this year, but sometimes the anticipation can be worse than the event itself. By planning ahead for unforeseen events, you can avoid unnecessary stress and make the holiday season more enjoyable.

“Losing someone is difficult, but recognizing the need for preparation is the first step towards learning how to deal with the loss. By planning ahead, we can allow ourselves to grieve and find peace after their death,” concludes Tlhagane.

Information about Style Funeral Services: Style Funeral Services is a one-stop funeral insurance provider based in Soweto, that provides funeral and burial services to all South African citizens at affordable prices.

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